Posted on September 3, 2018 - 10:42 AM
by Stephanie Ziemann
How Much is your home worth in Flower Mound, Texas? If you are planning on selling your home, that is a question you need answered. As your Local Flower Mound Real Estate Expert, I can help you to learn the answer to that question. I will personally do...
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Posted on August 20, 2018 - 10:42 AM
by Stephanie Ziemann
Have you ever considered moving to beautiful Flower Mound, Texas? Flower Mound is a desirable community & great location. Flower Mound, Texas boasts a variety of local landmarks, excellent schools, parks and much much more. Take a look at some of t...
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Posted on July 30, 2018 - 10:42 AM
by Stephanie Ziemann
There are so many different kinds of homes out there for families to choose from. Do I want to live in Flower Mound? Or maybe you want to find a home in Flower Mound. How many bedrooms and bathrooms do you need? Do you need a large back yard? A small...
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Posted on July 9, 2018 - 10:42 AM
by Stephanie Ziemann
Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next...
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Posted on July 9, 2018 - 10:42 AM
by Stephanie Ziemann
How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha...
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Posted on July 9, 2018 - 10:42 AM
by Stephanie Ziemann
In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had extra funds lying around and considered you a good credit risk, they would lend you the money from their own funds. It...
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Posted on July 9, 2018 - 10:42 AM
by Stephanie Ziemann
What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is...
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Posted on July 9, 2018 - 10:42 AM
by Stephanie Ziemann
Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside...
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Posted on July 9, 2018 - 10:42 AM
by Stephanie Ziemann
There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood certification fees, recording fees, notary fees, tax service fees, wire fees...
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Posted on July 9, 2018 - 10:42 AM
by Stephanie Ziemann
Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping u...
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Testimonials
We worked with Stephaine Ziemann when we recently sold our home. She was always available for a quick question and solid advice. Very knowledgeable about the real estate business. We trusted her input and expertise. The buyers also didn't use an agent so with neither side represented in the traditional sense, partnering with Stephanie helped us navigate the process, stay on track with our timelines and get to the closing table effectively.
Stephanie also gave us names of companies for estimates on repairs needed.
I would recommend Stephanie. Flat fee brokers are the way to go. Very fair fees and it allows for competitive pricing of homes without having to take into account a potential 6% extra costs to selling a home.Gwyn Garner
Stephanie was easy to work with and ended up making me $28,000 more than I thought I would. "Thank You", Stephanie!Jace Wainwright
We chose Stephanie because she has a discounted price for selling a home and my wife and I thought giving up a standard 6% ownership stake in our hard earned equity was a rip-off. Other brokers charging this promised more and said "You Get What You Pay For". That is nothing but a pile of hogwash because with Stephanie we got more than we paid for. I have owned far too much real estate in my life and used countless brokers charging me the full rate. Not one of them performed and went out of their way to get things done the way Stephanie did for us, including repairs and actually paying for one while we were traveling. Plus I used to be a licensed agent in Hawaii for 7 years, and know first hand that sellers get nothing more for their money using a broker charging 6%. If you can get a huge discount (in our case $8000) and superior service 2nd to none, it makes no sense to use anyone else. Unless you just don't like saving a pile of money!Larry Clutter
Simply Smart is the best way/value for selling houses. Stephanie has the experience to help someone new or the experienced write up a listing, advice on the photo shoot and pricing. I have saved well over $100,000 using her services. Yes I have to deal with the buying realtors but in a way it is in my best interest. Simply Smart is the best.Mike Scobee
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